Self-Service Tokenization
Issuers are the ones raising capital through tokenization, therefore we aim to make tokenization as self-service. The mosaico platform is available in SAAS (Software as a service) model which makes it scalable and low cost. Self-service tokenization is also important from the perspective of legislation. There is a so-called unorganized, over-the-counter trading market where issuers can raise capital by even issuing financial instruments, as a platform we want to focus on providing tools, not opinions on projects. However, self-service project issuance carries risks that we will not maintain quality, and here with help comes to us thousands of collaborators - they are MOS Tokenaries, who thanks to GMOS (governance token function typical for DAO projects) will approve projects that enter the platform and even improve them working for the decentralized mosaico organization, getting paid for their work in MOS tokens of course.
The KYC and AML solutions
Provided by third-party vendors, are well built into the UI of the Mosaico platform, making the process as intuitive and convenient as possible. Information between one processor and another is autocompleted so that users don't have to go through verification multiple times.
Wallet
Users have access to an intuitive and transparent token portfolio that allows them to track the value of individual tokens of projects in which they participate and to manage projects that are staking or vesting. We have integrated multiple payment methods and KYC and AML solutions to make the process intuitive and convenient.
Mosaico Assets
Mosaico Assets has been created to share profits with MOS token holders. Each tokenized project allocates 1% of its tokens to the Mosaico Assets pool. As the number of projects in Mosaico Assets increases, the value of the capital will increase. At the same time increasing the value of tokens will affect the final value of Mosaico Assets. As a reward for staking MOS, you can receive TMOS, which entitles you to receive a percentage of the proο¬t from the Mosaico Assets pool.
Staking MOS
Staking is the process of freezing token resources to obtain rewards. A MOS token can be frozen to earn two types of rewards.
Tokens GMOS and TMOS can't be sold and can be obtained only with staking mechanism.
The TMOS token gives holders a percentage of the profits from the Mosaico Assets portfolio. TMOS staking gives a bonus, which increases the power in the prize distribution, it is a multiplier of the weight in the total pool
When you exchange a MOS token for a TMOS token, you receive a bonus of a fixed increment of 0.1% each day.
It is a participation increment in the token distribution.
It does not increase the number of TMOS tokens but increases the power in the prize distribution, it is a multiplier of the weight in the total pool.
The bonus continues to grow until the staking of at least one TMOS token into MOS stops.
Withdrawing TMOS to MOS from existing staking cancels all gathered multplier of the bonus, which means user can return MOS to the wallet and in case they would like to obtain the right to multiplied bonus they have to start counting the bonus from zero.
To receive the reward, token holder must hold TMOS for a minimum of 30 days, in their staking wallet.
The token reward will be paid on the 10th of each month.
The bonus as well as the entire token will be paid out in MOS tokens Converting additional MOS to TMOS, maintains the existing Bonus.
After stopping staking, it is possible to exchange TMOS to MOS tokens.
When exchanging TMOS tokens for MOS tokens, the TMOS tokens are burned.
GMOS token gives decision-making power in a Mosaico project and access to the private sales phase of projects on the platform.
The logic of staking GMOS is very similar, yet it gives a bonus, that increases the power of vote among the voting pool.
When you exchange a MOS token for a GMOS token, every day, you additionally receive a bonus in the form of a fixed increment of 0.1%.
It is an increment of influence-sharing participation.
This way you can multiply the value of your vote when making decisions in DAO.
The bonus continues to increase until at least one GMOS token is converted into MOS.
After converting MOS to GMOS again the bonus will be calculated from 0%
When exchanging GMOS tokens for MOS tokens, the GMOS tokens are burned.
Vesting
Vesting is used in the case of purchasing tokens in the private sale phase, the pool intended for team. marketing etc. At Mosaico we care about building the value of each project and making all collections attractive to investors. That is why each project will be required to vest tokens. Thanks to this solution we have reduced the risk of so called "dumping" caused by too high supply of tokens in circulation.
Basic vesting model for Mosaico Platform is cliff vesting with incremental release of tokens. Each project has individual vesting periods.
DAO Voting
In order to vote on the Mosaico platform it is necessary to have a GMOS token obtained by staking a token of the project in which you want to vote. Each vote has a different power, the rules are described below. The voting rules are described in the DAO Voting section
Mosaico Insurance
In the interest of our investors, we implemented many solutions, which secure investors on our platform. What is more, we are planning to introduce Mosaico Insurance with the new Mosaico release.
Mosaico Insurance is a system created by Mosaico to protect token holders against insolvency or problems in recovering their invested money. It is based on the transfer of the percentage of the tokens issued on the Mosaico platform to a common Mosaico Insurance wallet. In case of problems with the recovery of the invested money, it is possible to cover the losses of the tokenizer. The terms of withdrawal and the rules of Mosaico Insurance will be presented in a separate document.
Security on Mosaico
We designed system, which main purpose is to be atomized, simple to use and safe. Therefore smart contracts, which we designed are not releasing collected funds to the issuer, before reaching soft cap, which constitutes 30% of expected capital collection.
Tokens included in Mosaico Insurance are mint with every new project that reaches soft cap. The idea behind it is, to save part of mint tokens as an insurance policy, in case part of the cost of returning tokens to the owners will be needed to be covered.
Unused Tokens will be burned.
Mobile App
Mobile app gives an access to the wallet, enables to monitor tokens, buy and sell them, as well as having insights into new projects.
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